Players constantly argue over whether skill or money is the ultimate determining factor in climbing the ranks.
This reality leads many new players to claim that the entire genre is inherently pay-to-win and unfair.

The Free-to-Play Grind
Despite the advantages of spending money, it is entirely possible to reach the top arenas as a free-to-play user.
It forces you to play perfectly, tracking their resources and punishing their overconfident mistakes relentlessly.
- Just move on to the next match.
- Focus on common and rare cards.
- Learn every micro-interaction.
Pay-to-Progress Mechanics
Technically, most titles in this genre use a ‘pay-to-progress’ model rather than strict ‘pay-to-win’.
In tournament-standard modes where all card levels are equalized, skill is the only deciding factor.
| User Category | Benefit | Weakness |
|---|---|---|
| The Whale | Has access to every possible meta deck variation | May struggle in level-capped tournaments |
| Free Player | Develops incredibly sharp mechanics out of necessity | Highly vulnerable to major balance changes |
Conclusion on Monetization
If your goal is to be the number one player in the world on the standard ladder, you will likely need to spend money.
Focus on your own improvement, ignore the opponent’s card levels, and play the best game you possibly can.
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